Our governance

Crédit Mutuel Alliance Fédérale is an alliance of 14 Crédit Mutuel federations and also includes Caisse Fédérale de Crédit Mutuel, CCS, Banque Fédérative du Crédit Mutuel (BFCM) and all of its subsidiaries, notably CIC, Euro-Information, Assurances du Crédit Mutuel (ACM), TARGOBANK, Cofidis and Banque Européenne du Crédit Mutuel (BECM).

Management of Crédit Mutuel Alliance Fédérale

Daniel Baal

Chairman of Caisse Fédérale de Crédit Mutuel

View biography

Éric Petitgand

Chief Executive Officer of Caisse Fédérale de Crédit Mutuel

View biography

Anne Sophie Van Hoove

Deputy Chief Executive Officer of Caisse Fédérale de Crédit Mutuel

View biography

The 14 Crédit Mutuel federations

Click here to find out more about the governance of each Crédit Mutuel federation

Crédit Mutuel Loire-Atlantique et Centre Ouest

Carole Le Moaligou

Chief Executive Officer

Alain Boye

Chairman

Crédit Mutuel Centre Est Europe

Daniel Baal

Chairman

Maurice Zirnhelt

Chief Executive Officer

Crédit Mutuel Nord Europe

Luc Wynant

Chairman

Éric Charpentier

Chief Executive Officer

Crédit Mutuel Île-de-France

René Carel

Chairman

Patrice Gluck

Chief Executive Officer

Crédit Mutuel Anjou (Angers)

Philippe Tuffreau

Chairman

Laurence Carde

Chief Executive Officer

Crédit Mutuel Normandie (Caen)

Philippe Gallienne

Chairman

Stéphane François

Chief Executive Officer

Crédit Mutuel Centre

Damien Lievens

Chairman

Christophe Simon

Chief Executive Officer

Crédit Mutuel Massif Central

Frédéric Ranchon

Chairman

Cédric Le Golvan

Chief Executive Officer

Crédit Mutuel Sud-Est

Gérard Cormorèche

Chairman

Raphael Rebert

Chief Executive Officer

Crédit Mutuel Savoie-Mont Blanc

Jean-Louis Maitre

Chairman

Estelle Malet

Chief Executive Officer

Crédit Mutuel Dauphiné-Vivarais

Thierry Reboulet

Chairman

Marie-Rose Moulin

Chief Executive Officer

Crédit Mutuel Méditerranéen

Bernard Dalbiez

Chairman

Elisabeth Goldschmitt

Chief Executive Officer

Crédit Mutuel Midi-Atlantique

Nicolas Habert

Chairman

Marc Vaujany

Chief Executive Officer

Crédit Mutuel Antilles Guyane

Patrick Hoche

Chairman

Alexandre Servillat

Chief Executive Officer

The CIC banks

The CIC Banks

Click here to find out more about the governance of each CIC bank

CIC Nord Ouest

Laurent Métral

Chairman

Pierre Salzman

Deputy Chief Executive Officer

CIC Île-de-France

Daniel Baal

Chief Executive Officer

Éric Charpentier

Deputy CEO

Claude Koestner

Deputy CEO

CIC Est

Marion Charles

Chairwoman

Dominique Bellemare

Chief Executive Officer

CIC Ouest

Laurent Berger

Chairman

Mireille Haby

Chief Executive Officer

CIC Sud Ouest

Claude Koestner

Chairman

Christelle Dantras

Chief Executive Officer

CIC Lyonnaise de Banque

Anne Sophie Van Hoove

Chairwoman

Patrice Cauvet

Chief Executive Officer

Main entities

Caisse Fédérale de Crédit Mutuel

Daniel Baal, Chairman
Eric Petitgand, Chief Executive Officer
Anne Sophie Van Hoove, Chief Operating Officer
Nathalie Noel, Deputy CEO
Frantz Rublé, Deputy CEO
Laurent Métral, Deputy CEO

Visit the subsidiary's website

Banque Fédérative du Crédit Mutuel (BFCM)

Daniel Baal, Chairman
Eric Charpentier, Chief Executive Officer
Alexandre Saada, Deputy CEO

Visit the subsidiary's website

Banque Européenne du Crédit Mutuel (BECM)

Nelly Tharsis, Chairman of the Supervisory Board
Claude Koestner, Chairman of the Board
Olivier Chambaud, Member of the Board
Béatriz Miras, Member of the Board
Bruno Ligonnet, Member of the Board
Xavier Couzy, Member of the Board

Visit the subsidiary's website

Crédit Industriel et Commercial (CIC)

Daniel Baal, Chairman of the Supervisory Board
Eric Charpentier, Chief Executive Officer - Executive officer
Claude Koestner, Deputy Chief Executive Officer - Executive officer

Visit the subsidiary's website

Groupe des Assurances du Crédit Mutuel (GACM)

Isabelle Chevelard, Chairwoman of the Supervisory Board and Boards of Directors
Nicolas Govillot, Chairman of the Board
Eric Petitgand, Member of the Board
Isabelle Soubari, Member of the Board
Loïc Guyot, Member of the Board

Visit the subsidiary's website

Euro-Information

Frantz Rublé, Chairman

Visit the subsidiary's website

Cofidis Group

Daniel Baal, Chairman of the Supervisory Board
Gilles Sauret, Chairman of the Board
Vincent Laurin, Member of the Board
Nicolas Wallaert, Member of the Board

Visit the subsidiary's website

TARGOBANK Allemagne

René Dangel, Chairman of the Supervisory Board
Isabelle Chevelard, Chairwoman of the Board
Christophe Jehan, Member of the Board
Berthold Rüsing, Member of the Board
Maria Topaler, Member of the Board
Marco Voosen, Member of the Board

Visit the subsidiary's website

CCS

Bernard Dalbiez, Chairman of the Supervisory Board
Anne Sophie Van Hoove, CEO