Our business lines and subsidiaries
Discover the different business lines and subsidiaries of Crédit Mutuel Alliance Fédérale
Retail banking, consumer credit and online banking
In France
Crédit Mutuel
Retail banking and consumer credit
See the websiteCrédit Mutuel is a leading mutual and cooperative bank insurer in France owned by its client-members. It offers a multi-service offering to customers of individuals, local professionals and businesses of all sizes and is one of the strongest banking groups in Europe.
CIC
Retail banking and consumer credit
See the websiteA leading bank in France and abroad, the CIC provides nearly 5.6 million clients with a French network of nearly 1,700 branches and 20,000 employees, as well as international relays in 35 countries. It combines the professions of finance, insurance, telephony and advanced technological services.
Banque Européenne Crédit Mutuel
Retail banking
See the websiteBECM is Crédit Mutuel Alliance Fédérale's subsidiary, serving the regional economy, the business and real estate market. It acts as a partner for developers and land companies.
Cofidis Group
Consumer credit
See the websiteCofidis Group is the Crédit Mutuel Alliance Fédérale business center specializing in consumer credit, online banking and mobile banking. Present in France and in many countries in Europe, Cofidis Group deploys its business through three commercial brands that support their customers exclusively remotely: Cofidis, Créatis and Monabanq.
monabanq
Online banking
See the websiteFounded in 2006, Monabanq offers a full range of products, banking and insurance services and is often rewarded by the quality of its customer relationship.
Creatis
Consumer credit
See the websiteCreatis is a subsidiary of Cofidis Group and has been a specialist in credit aggregation since 1998.
Homiris
Alarm and telemonitoring
See the websiteHomiris is a brand from Euro Protection Surveillance (EPS), #1 in remote monitoring in France. Homiris is marketed mainly through the Crédit Mutuel and CIC bancassurance networks, but also live through the digital channel and call trays.
Internationally
Targobank
Consumer credit
See the websiteLocated in more than 250 german cities, TARGOBANK meets the needs of 3.8 million retail and corporate customers by offering banking solutions in the areas of consumer credit, factoring and leasing.
Cofidis
Consumer credit
See the websiteFounded in 1982, Cofidis offers a wide range of innovative solutions and local support.
Beobank
Retail banking and consumer credit
See the websiteBeobank offers bancassurance products in Belgium. It assists nearly 765,000 individual, professional and small business clients in carrying out their projects.
BECM
Retail banking
See the websiteBECM serves regional economies, businesses and real estate professionals. It acts as a partner for developers and land companies.
Insurance
In France
Assurances Crédit Mutuel
Insurance
See the websiteSince 1971, Crédit Mutuel Insurance has been designing, designing and guiding the offers and services that contribute to the development of the insurance business of Crédit Mutuel, inventor of the concept of bancassurance.
Internationally
ACM Insurance
Insurance
See the websitePresent in Belgium, ACM Insurance is a subsidiary of the Crédit Mutuel Insurance Group. As a major player in insurance in France, Crédit Mtuel Insurance defends a fair and equitable vision of insurance.
ACM Deutschland
Insurance
See the websiteBased in Germany, ACM Deutschland is a subsidiary of Crédit Mutuel Insurance. As a major player in insurance in France, Crédit Mutuel Insurance defends a fair and equitable vision of insurance.
Asset management, private banking and employee savings
In France
La Française
Asset management
See the websiteAs Crédit Mutuel Alliance Fédérale's asset management center, the group La Française is a major player in France and internationally and deploys its expertise through a multi-shop model to institutional and heritage clients. The group La Française includes Crédit Mutuel Asset Management, La Française Systematic Asset Management, CIC Private Debt, Crédit Mutuel Gestion, La Française Real Estate Managers, New Alpha, CIC Market Solutions, Crédit Mutuel Impact, Cigogne Management, BLI, Dubly Transatlantique Gestion and La Française AM Finance Services.
Crédit Mutuel Asset Management
Asset management
See the websiteCrédit Mutuel Asset Management is the management company that pools the Group La Française’s securities management expertise. Since January 2024 Crédit Mutuel Asset Management has been a subsidiary of the Group La Française, the holding company of Crédit Mutuel Alliance Fédérale’s Asset Management.
Crédit Mutuel Impact
Asset management
See the websiteCrédit Mutuel Impact is a management company within the Crédit Mutuel Alliance Fédérale Asset Management Group, which operates in two main lines of business: infrastructure and private equity. The capital raised and managed is directed towards the development of small and medium-sized enterprises and the support of innovative projects.
CIC Banque Privée
Private banking
See the websiteCIC Banque Privée has been supporting its clients since 1859 in the management of their professional and private financial interests. CIC Banque Privée offers value-added services in financial engineering, asset allocation, and financial management, as part of a global banking relationship.
Banque Transatlantique
Private banking
See the websiteBanque Transatlantique is a unique bank in the private banking landscape. As a subsidiary of Crédit Mutuel Alliance Fédérale, Banque Transatlantique has built its offering around its three business lines: wealth management, support for French nationals abroad and management of shareholding plans.
Crédit Mutuel Épargne salariale
Employee savings
See the websiteCrédit Mutuel Epargne Salariale is Crédit Mutuel Alliance Fédérale's professional center specializing in the management and maintenance of payroll savings accounts. It offers a dedicated and personalized support to companies and their employees in the constitution of their salary savings and their retirement savings.
Internationally
Banque de Luxembourg
Private banking
See the websiteFounded in 1920, Banque de Luxembourg is one of the largest banks in Luxembourg serving a local and international clientele of individuals, entrepreneurs and professionals from asset management professions.
Banque CIC (Suisse)
Private banking
See the websiteEstablished in 1909 in Switzerland, Banque CIC (Switzerland) is a preferred banking partner for companies, large private clients and entrepreneurs.
Banque Transatlantique
Private banking
See the websiteBanque Transatlantique is a unique bank in the private banking landscape. As a subsidiary of Crédit Mutuel Alliance Fédérale, Banque Transatlantique has built its offering around its three business lines: wealth management, support for French nationals abroad and management of shareholding plans.
Cigogne Management
Asset management
See the websiteCigogne Management has been active in Luxembourg since 2004 and is an alternative management company in Crédit Mutuel Alliance Fédérale.
Dubly Transatlantique Gestion
Asset management
See the websiteDubly Transatlantique gestion is a management company, a subsidiary of Banque Transatlantique and Crédit Mutuel Alliance Fédérale.
Corporate and investment banking, private equity and capital markets activities
In France
CIC
Corporate and investment banking
See the websiteA leading bank in France and abroad, the CIC provides 5.6 million clients with a French network of 1,700 agencies and 20,000 employees, as well as international relays in 35 countries. It combines the professions of finance, insurance, telephony and advanced technological services.
CIC Corporate
Corporate and investment banking
See the websiteCIC Corporate supports in their development and in the framework of a long-term relationship the major industrial companies and French or foreign financial institutions, listed or not, whose turnover is more than 500 million euros.
Crédit Mutuel Impact
Private equity
See the websiteCrédit Mutuel Impact is a management company within the Crédit Mutuel Alliance Fédérale Asset Management Group, which operates in two main lines of business: infrastructure and private equity. The capital raised and managed is directed towards the development of small and medium-sized enterprises and the support of innovative projects.
CIC Private Debt
Private equity
See the websiteEstablished in 2003, CIC Private Debt now manages 3.2 billion euros on behalf of institutional and private investors. As a reference player in disintermediated financing for European SMEs and mid-caps, the management company is regulated by AMF and approved as an AIFM. She has developed a strong sourcing capacity with investment funds, M&A advisors, financing advisors and specialized banking teams.
Crédit Mutuel Equity
Private equity
See the websiteCrédit Mutuel Equity, a private equity subsidiary of Crédit Mutuel Alliance Fédérale, has been supporting startups, SMEs and mid-cap companies for more than 40 years to enable them to grow, innovate and transform.
Crédit Mutuel Innovation
Private equity
See the websiteInvestment structure evergreen, Crédit Mutuel innovation supports digital, health and deeptech entrepreneurs to support their hypergrowth. Its missions are to detect and support economically, socially and environmentally responsible startups.
CIC Market Solutions
Capital markets activities
See the websiteCIC Market Solutions is CIC's Marketplace Operations Branch serving Crédit Mutuel Alliance Fédérale clients. It offers market finance, investment, investment, hedging and asset servicing solutions for companies and financial institutions.
Internationally
CIC
Corporate and investment banking
See the websiteA leading bank in France and abroad, the CIC provides 5.6 million clients with a French network of 1,700 agencies and 20,000 employees, as well as international relays in 35 countries. It combines the professions of finance, insurance, telephony and advanced technological services.
CIC Corporate
Corporate and investment banking
See the websiteCIC Corporate supports in their development and in the framework of a long-term relationship the major industrial companies and French or foreign financial institutions, listed or not, whose turnover is more than 500 million euros.
CIC Private Debt
Private equity
See the websiteEstablished in 2003, CIC Private Debt now manages 3.2 billion euros on behalf of institutional and private investors. As a reference player in disintermediated financing for European SMEs and mid-caps, the management company is regulated by AMF and approved as an AIFM. She has developed a strong sourcing capacity with investment funds, M&A advisors, financing advisors and specialized banking teams.
CIC Market Solutions
Capital market activities
See the websiteCIC Market Solutions is CIC's Marketplace Operations Branch serving Crédit Mtuel Alliance Fédérale clients. It offers market finance, investment, investment, hedging and asset servicing solutions for companies and financial institutions.
Real estate, factoring, equipment rental, real estate leasing et recovery
In France
Crédit Mutuel Immobilier
Real estate
See the websiteA 100% subsidiary of Crédit Mutuel Alliance Fédérale, Crédit Mutuel Immobilier brings together all the real estate business expertise in 8 specialist subsidiaries that act as a network to meet all the needs of customers by supporting all phases of the real estate cycle, from land identification, organization and financing of real estate operations to the marketing and provision of housing.
CIC Immobilier
Real estate
See the websiteCIC Immobilier is a brand of Crédit Mutuel Immobilier, a subsidiary of Crédit Mutuel Alliance Fédérale. CIC Immobilier brings together all the expertise of real estate professions to meet all the needs of clients by taking care of all phases of the real estate cycle.
AFEDIM
Real estate
See the websiteAFEDIM offers to the banking networks Crédit Mutuel (member federations of Crédit Mutuel Alliance Fédérale, Crédit Mutuel Maine-Anjou Basse-Normandie and Crédit Mutuel Océan) and CIC, a catalog of new goods, previously selected and referenced from the offer of our promoter partners (apartments, houses, serviced residences). It also offers all its client investors a management service and rental insurance.
AFEDIM Gestion
Real estate
See the websiteAFEDIM Gestion provides expertise in real estate rental and property management, technical, administrative, legal real estate, for landlords and investors, on the same perimeter as AFEDIM.
Crédit Mutuel Aménagement Foncier
Real estate
See the websiteCrédit Mutuel Aménagement Foncier is transforming raw land into land on which living areas can be built: housing in the context of building land or buildings, communal facilities, tertiary buildings.
Crédit Mutuel Réalisations Immobilières
Real estate
See the websiteCrédit Mutuel Réalisations Immobilières (SOFEDIM), in connection with the supply of building land to Crédit Mutuel Alliance Fédérale’s developer clients, takes equity interests in their programs and, in return for management fees, monitors the transactions financially.
Crédit Mutuel Participations Immobilières
Real estate
See the websiteCrédit Mutuel Participations Immobilières, at the request of the network, assists in own funds the group's promoter clients in their real estate development operations.
Ataraxia
Real estate
See the websiteAtaraxia, a full-function promoter in the West region, provides clients of the Crédit Mutuel and CIC networks with goods that correspond precisely to their needs and guarantee them a high level of quality.
Crédit Mutuel Leasing
Equipment rental
See the websiteCrédit Mutuel Leasing is a subsidiary of Crédit Mutuel Alliance Fédérale, specializing for more than 60 years in the financing of movable capital goods in leasing and rental (rental with simple purchase option, rental with balloon purchase option, long-term rental, financial rental, etc.).
CIC Leasing
Equipment rental
See the websiteCIC Leasing is a trademark distributed by Crédit Mutuel Leasing, a subsidiary of Crédit Mutuel Alliance Fédérale. For over 60 years, it has been specializing in the financing of capital goods for leasing and leasing (leasing with a simple purchase option, leasing with a balloon purchase option, long-term leasing, financial leasing, etc.).
Crédit Mutuel Real Estate Lease
Real estate leasing
See the websiteCrédit Mutuel real estate lease is Crédit Mutuel Alliance Fédérale's real estate leasing subsidiary. Crédit Mutuel Real Estate Lease, together with its clients, designs and creates financing solutions to support them in the realization of their professional real estate project.
CIC Real Estate Lease
Real estate leasing
See the websiteCIC Real Estate Lease is a trademark of Crédit Mutuel Real Estate Lease, a real estate leasing subsidiary in Crédit Mutuel Alliance Fédérale. CIC Real Estate Lease, designs and creates with its clients the financing solutions to accompany them in the realization of their professional real estate project.
Bail Actéa Immobilier
Real estate leasing
See the websiteSubsidiary of Crédit Mutuel Alliance Fédérale, Bail Actea specializes in financing professional investments: leasing, financial leasing, leasing with maintenance...
Crédit Mutuel Factoring
Factoring
See the websiteCrédit Mutuel Factoring is a factoring subsidiary of Crédit Mutuel Alliance Fédérale, dedicated to businesses and professionals that markets its solutions in the Crédit Mutuel and CIC networks.
CIC Factoring Solutions
Factoring
See the websiteCIC Factoring Solutions is a brand of Crédit Mutuel Factoring, a factoring subsidiary of Crédit Mutuel Alliance Fédérale. CIC Factoring Solutions designs and creates with its clients the financing solutions of tomorrow to support their development in France and internationally.
Factofrance
Factoring
See the websiteFor 55 years, Factofrance has been supporting companies of all sizes in their main development challenges by offering a wide range of products and services to optimize their cash flow and the management of their client base. Factofrance is a factoring subsidiary of Crédit Mutuel Alliance Fédérale.
Filaction
Recovery
See the websiteFILACTION, a 100% subsidiary of Crédit Mutuel Alliance Fédérale, has been assisting businesses of all sizes and all sectors of activity for more than 30 years, in the recovery of unpaid debts on civil and commercial claims. Its CIC MUTUAL CREDIT RECOVERY and RECOVERY ASSISTANCE solutions are offered to professional and corporate clients in Crédit Mutuel and CIC, in order to help them to collect their unpaid bills faster and thus improve their cash flow.
Internationally
BECM
Real estate
See the websiteBECM is Crédit Mutuel Alliance Fédérale's subsidiary, serving the regional economy, the business and real estate market. It acts as a partner for developers and land companies.
Crédit Mutuel Leasing
Equipment rental
See the websiteCrédit Mutuel Leasing is a subsidiary of Crédit Mutuel Alliance Fédérale, specializing for more than 60 years in the financing of movable capital goods in leasing and rental (rental with simple purchase option, rental with balloon purchase option, long-term rental, financial rental, etc.).
Crédit Mutuel Factoring
Factoring
See the websiteCrédit Mutuel Factoring is a factoring subsidiary of Crédit Mutuel Alliance Fédérale, dedicated to businesses and professionals that markets its solutions in the Crédit Mutuel and CIC networks.
CIC Factoring Solutions
Factoring
See the websiteCIC Factoring Solutions is a brand of Crédit Mutuel Factoring, a factoring subsidiary of Crédit Mutuel Alliance Fédérale. CIC Factoring Solutions designs and creates with its clients the financing solutions of tomorrow to support their development in France and internationally.
TARGOBANK
Factoring
See the websiteIn Germany, the factoring activities are carried out by TARGOBANK under the brands TARGO Factoring and TARGO Factoring & Equipement Finance.
Other trades (IT and services, logistics, media, training, conferences and seminars)
In France
Euro Information
IT and services
See the websiteEuro-information has been the Technology Subsidiary of Crédit Mutuel (14 member federations of Crédit Mutuel Alliance Fédérale, Crédit Mutuel Mainte-Anjou Basse-Normandie and Crédit Mutuel Océan) for four decades and manages the Information System (IS) of 16 Crédit Mutuel Groups, all CIC Banks and all subsidiaries operating in the financial, technological, insurance, real estate, consumer credit, private banking and finance sectors. The company shares Crédit Mutuel’s values of innovation, proximity and solidarity, always keeping technology at the service of people.
CCS
Logistics
See the websiteThe Consulting and Service Center - CCS is a business center serving the federations, banks and subsidiaries using the Euro-information Information System, working in the fields of banking production (means of payments, back-offices...), logistics and support.
Cap Compétences
Training
See the websiteCap compétences - Talent Activator is Crédit Mutuel Alliance Fédérale's training organization. It designs and develops innovative training devices adapted to the needs of each individual.
Ebra Groupe
Media
See the websiteEBRA (East Burgundy Rhône Alpes) is the first French regional daily press group, founded in 2006 and a subsidiary of Crédit Mutuel Alliance Fédérale. It includes nine regional daily newspapers: Last News from Alsace (Bas-Rhin), L·Alsace (Haut-Rhin), Le républicain lorrain (Moselle), L·Est Républicain (Doubs, Haute-Saône, Meurthe-et-Moselle, Meuse, Belfort Territory), Le dauphiné libéré (Isère, Savoie, Haute-Savoie, Drôme, Ardèche, Hautes-Alpes, Ain (Pays de Gex), and Vaucluse with Vauclue Matin), Le Progrès (Ain, Haute-Loire, Jura, Loire, Rhône), Vosges Matin Vosges), Le bien public (Côte-d·Or), Le Journal de Saône-et-Loire (Saône-et-Loire).
Maubreuil
Conferences and seminars
See the websiteCrédit Mutuel Alliance Fédérale has three conference centers and seminars: Maubreuil.
Gatines
Conferences and seminars
See the websiteCrédit Mutuel Alliance Fédérale has a convention and seminar center: les Gatines.
Bischenberg
Conferences and seminars
See the websiteCrédit Mutuel Alliance Fédérale has three conference centers and seminars: the Bischenberg.